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Domestic Ground Mount PV - Insurance

Posted: Sun Apr 24, 2022 5:40 am
by smegal
Hi all. As a bit of an after thought, I've realised that I should be looking at insurance for my pv system.

Has anyone got any recommendations for a ground mounted system. A quick Google says that it'd pr6be excluded from a home insurance policy.

Re: Domestic Ground Mount PV - Insurance

Posted: Sun Apr 24, 2022 6:55 am
by Stinsy
What risk are you insuring against?

Re: Domestic Ground Mount PV - Insurance

Posted: Sun Apr 24, 2022 7:33 am
by smegal
Accidental damage to the panels. Or worst case if the unthinkable happens and it goes flying and damages property.

Re: Domestic Ground Mount PV - Insurance

Posted: Sun Apr 24, 2022 9:49 am
by Moxi
Include it under your garden furniture the same as you would a shed.

Moxi

That said I have a mobile ground mount that’s sat in a full in 90mph winds at 300 meters above sea level only held in place by a sand bag and a wooden pallet at its base ( back to a wall like yours ) and it’s gone nowhere.

Your structure is low down, surrounded by wind breaks ( houses) and a very open structure so turbulent air is going to spill away from it easily - you may see it flex but that’s what it should do and doesn’t mean it’s going to fail

Moxi