The interesting thing here is that 20 ohms is far too high for just overcurrent protection to be safe, and unnecessarily low if there is 30mA RCD protection. It seems to be a "neither fish nor fowl" number, plucked from thin air (and not unique in that regard).
The Ze limits for non-RCD protected installations (0.35 ohms for TN-C-S/PME, 0.8 ohms for TN-S) are set to allow over-current protection to also provide protection from electric shock in the event of a fault. The typical PME Ze of around 0.3 ohms ensures that even a 32A circuit breaker will trip before the MET voltage rises to an unsafe level (the MET touch voltage would only be 9.6V with a 32A earth fault current and a Ze of 0.3 ohms (ignoring installation conductor resistances, R1 and R2 just to make the point).
A 20 ohm Zs results in the MET hitting the 50V maximum touch voltage (which is stipulated in BS7671) at a fault current of just 2.5A. This means that for any generator rated at more than about 600VA, that doesn't have RCD protection, there is a risk that the MET touch voltage could exceed the 50V limit if there were a fault.